November 2021 As we near the end of 2021, a number of long anticipated amendments to the Credit Contracts and Consumer Finance Act 2003 (CCCFA) are coming into force. The purpose of these amendments is to raise the standard of lenders and to better protect consumers from harmful lending practices. The five key changes are… Read More.

November 2021 When you are entering into a new venture the opportunities seem endless and everyone is positive about goals and working relationships. However, as we unfortunately see so often, things do not always go to plan. A well drafted shareholder agreement can be worth its weight in gold when working relationships sour. A shareholder… Read More.

December 2020 A limited liability company (LLC) is a vehicle frequently used to own and operate businesses. One of the benefits of an LLC is the limitation of liability it offers to its shareholders. Whilst the company has full responsibility for the company’s obligations it shelters the shareholders from loss if the company’s business fails.… Read More.

September 2020 New Zealand’s highly anticipated Privacy Act will commence on 1 December 2020, replacing the Privacy Act 1993. The new Act aims to modernise New Zealand’s privacy law framework, in accordance with international laws such as the European General Data Protection Regulation (GDPR). While much of the content of the current Act will remain,… Read More.

September 2020 In April this year, we bid farewell to one of our oldest Acts of Parliament, the Partnership Act 1908. You won’t have seen any media about the demise of this 111 year-old law. This is because its replacement, the Partnership Law Act 2019, says everything the old law says but in more modern… Read More.

June 2020 Small and Medium-sized Enterprises ('SMEs') selling goods and services often compete in a market where offering credit to their customers is a given. Amongst the predictions of a severe recession, it is timely for SMEs to review their credit policies (insisting on cash upfront or on delivery, where possible) and to ensure that… Read More.

June 2020 The Government has recently passed temporary legislation to help companies facing cashflow difficulties due to COVID-19. Businesses can now place certain debts into ‘hibernation’ while continuing to trade. This supplements more traditional options available to businesses facing solvency issues. Business Debt Hibernation The temporary Business Debt Hibernation (BDH) regime creates another option to… Read More.

September 2019 When looking to raise equity capital for your business, it is crucial to understand that there is no one size fits all approach. a business will need to understand the full range of capital raising options available to it and then choose the option which not only optimises the actual cash raised but… Read More.